The Best Time to Buy a House in Connecticut

Jamie Ayers


Jamie Ayers

June 16th, 2022
Updated June 16th, 2022


Finding the right house in your price range is hard enough without having to worry about what times of year are best to look. But there are a few rules you can follow to help you find your dream home in Connecticut.

The Best Time to Buy a House in Connecticut

Buying a house is a stressful and emotional process. You'll likely have to spend weeks touring properties, fill out hundreds of forms, and invest a large chunk of your savings to secure the right house.

One way to make buying a house easier is starting the process at the right time. In Connecticut, housing inventory, mortgage rates, and market trends vary from month to month.

For example, this year listing prices for homes in Connecticut were lowest in March. On average, homes were $46,202 less expensive. While in November — the month with the highest prices — the listing prices were $34,313 more than the annual average.

In truth, the best time to buy a house really depends on your priorities and situation. Read on to find out which time of year will give you the most options and the biggest savings when buying a house in Connecticut.

Best Month For

Listing price
5.9% lower than average
Housing inventory
7.2% more homes to choose from
Mortgage rates
2.89% interest for 30-year mortgage data (10/1/2020)
Bankrate data (12/1/2020)

If you're interested in buying a home, the first step in the home buying journey is to find an experienced realtor who's an expert in your local market. The right agent can help you find the best house for your budget and priorities - and negotiate a winning offer so you don't miss out on your dream home.

The easiest way to find a great local realtor is to use a free service like Clever Real Estate. Clever matches home buyers like you with top agents in your area so you can compare your options and choose a realtor who's the right fit for you.

You can interview multiple agents until you find the perfect fit, or walk away at any time - Clever's service is 100% free with no obligation. Fill out the form below to instantly request hand-picked agent matches now!

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Enter your zip code to request hand-picked agent matches in minutes. Compare your options until you find the perfect fit, or walk away with no obligation. Try Clever's free service today!

Best Time of Year to Buy in Connecticut

The Connecticut market is hot and appears poised to remain that way. Connecticut home values were hit hard by the recession but now are back on the rise.

The median home value in Connecticut is $243,700, nearly $20,000 above the national median. But your dream home could still be within reach.

Before you think about what time of year to buy, you need to consider your priorities: What’s most important to you and your family? Do you want the lowest prices? The largest selection of houses? Or something in between?

Lowest Prices

If you’re looking for the lowest possible prices, start looking in the fall and aim to buy the fall or winter. In fall and winter, there are fewer homes on the market but also far fewer people looking to buy.

Particularly in areas with harsh winters, homeowners selling from November through February are often selling because they have to, not because they want to, and that can lead to great deals — if you can find them.

Biggest Selection of Homes

If selection is more important than price, spring is for you. April has the most listings of any month, and April, May, and June are by far the three most popular months for new listings.

Unfortunately for buyers, spring is also the most expensive time to buy in Connecticut. In the spring selling season, with the most availability also comes the most competition. From March to May, one in every four houses sells above its list price. Even in the slower years since the recession, Connecticut homes have sold well in spring.

Middle Ground: Good Selection & Good Prices

If you want a middle ground between the craziness of spring and the lull of winter, looking towards the end of summer might be for you. There’s a larger selection of homes available than in the fall and winter, and unlike in spring, houses will be priced to move.

Homeowners who had hoped to sell in spring or summer, but didn’t, will start to lower their prices. Sellers will want to move before the weather gets cold. Parents want to move before the school year starts. And because the end of the season attracts fewer buyers, there should be good deals available. This is especially true of the Connecticut coast.

The Best Places to Buy a Home in Connecticut


The Simsbury area is one of the hottest spots in Connecticut. Between Simsbury Center, Weatogue, and West Simsbury, this part of Connecticut has a lot to offer. It’s no wonder it ranks towards the top of any list of places to live in Connecticut.


Bridgeport is full of historic charm, and with its location at the mouth of the Pequonnock River on Long Island Sound, it’s an easy commute to New York. And with a median home value of $164,100, it’s affordable for many buyers.


Avon is a small suburb of Hartford with a lot to offer. Known for its public schools, restaurants, cafes, and parks, Avon is a great place for young families and retirees alike.


If you’re really looking for a deal, Hartford is the place to go. With historic architecture, all the conveniences of a modern city, and a median home value of just $130,900, Hartford is a city where you can get a real bang for your buck!

4 Ways to Get a Great Deal On a Home in Connecticut

1. Find a Great Connecticut Real Estate Agent

An important step in the home buying process is finding the right local real estate agent. You need an agent who knows the local market inside and out and can advise you on the best time to buy in your part of Connecticut.

A good agent will know local trends and understand when a buyer like you should look closely at the market. Realtors are experts and can help advise you on what time of the year to buy to fit your family’s needs.

Learn More: What Does a Real Estate Agent Do for a Buyer?

2. Assess Your Needs and Lay Out Your Goals

When you’re buying a home, every decision is personal, including when to time your purchase. Some buyers care most about price, while others are more interested in having the best selection to choose from. Some are tied to a specific location, while others don’t have a particular area in mind.

Figure out your needs and priorities before you start looking. From there, you can get a better idea of when the time is right for you to look.

3. Find a Lender and Secure Financing

Unless you plan to buy your home with cash, you'll need to apply for a mortgage. For most home buyers in Connecticut, interest rates are among the biggest factors when choosing a lender. Doing a little upfront research and comparing options to find the best rates could save you tens of thousands of dollars over the life of your loan.

For example, in Connecticut a typical house is worth $276,000. Assuming a 20% down payment, if you took out a 30-year mortgage for 3.5%, your monthly payment would be $985. But if you shopped around and found a 3% mortgage, your monthly payment would drop to about $931.

Getting a mortgage is a big decision – and it pays to shop around! Keep shopping until you find a lender with competitive rates who also understands your goals. Don’t get pressured into taking on a bigger loan than you’re comfortable with – work with a lender who explains what you’re really signing up for.

It’s easy to start your home buying journey – answer a few questions to get instantly matched with a lender who works in your area.

4. Negotiate for the Best Possible Price

Once you’ve found your dream home, your agent will help you prepare and make your offer. When looking for an agent, make sure you find an expert negotiator who will save you money every step of the way.

Next Steps

If you’re shopping for a home in Connecticut, get in touch with a Clever Partner Agent. Clever Partner Agents work for you by providing on-demand showings and $1,000 rebates to help cover closing costs (where permitted by law).

Fill out our online form and we’ll put you in touch with a Clever Partner Agent in Connecticut for a no-obligation consultation.

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